Welcome to banknyou

Streamline Your Finances with Ease

Welcome to BankNyou, your trusted partner in secure and seamless online payments. At BankNyou, we are dedicated to simplifying transactions for businesses and empowering them with robust payment solutions.

Join over 300,000+ businesses to create unique Payments solutions

Who we are

We Simplify Your Payments

Established with a vision to revolutionize digital payments, BankNyou has been at the forefront of innovation since 2017. We are committed to providing businesses of all sizes – from startups to enterprises – with the tools and technologies they need to thrive in the digital economy.
What We Offer

At BankNyou, we offer a comprehensive suite of payment solutions tailored to meet the diverse needs of modern businesses:

Our Mission

At BankNyou, our mission is to empower businesses worldwide with secure, seamless, and innovative payment solutions. We strive to simplify transactions, enhance financial accessibility, and drive growth for our clients by delivering cutting-edge technology, exceptional service, and uncompromising security. With a commitment to reliability, transparency, and continuous improvement, we aim to be the trusted partner of choice for businesses seeking to thrive in the digital economy. Together, we are shaping the future of payments, one transaction at a time.
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What we offer

BankNYOU Payment Solutions

Payment Solutions

Empower your business growth with BankNYOU's seamless payment solutions.

BnY Collect

Easily collect NEFT, RTGS, IMPS, and UPI payments using BankNYOU's Virtual Bank Accounts and Virtual UPI-IDs.

Payout

Pay your customers and vendors within minutes using BankNYOU Payouts.

Vendor Payments

Manage marketplace transactions, split payments, and make payouts effortlessly with BankNYOU.

Payment Link

Receive instant payments by sharing a payment link via email, SMS, messenger, chatbot, and more.

Upi Mandates

Experience next-level banking with BankNYOU's robust set of API solutions.

E-Nach

Customers initiate e-NACH mandates electronically, specifying payment details, frequencies, and validity periods securely.

Neo Banking

Experience next-level banking with BankNYou’s powerful API solutions, meeting the rising demand for convenient, accessible, and innovative NeoBanking services.

Identity Verification

Identity verification in the payment gateway industry is vital for preventing fraud, ensuring regulatory compliance, and protecting merchants and customers. Key aspects include

Experience the magic of Interiokit. Contact us to discuss your project.

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Why Choose Our Payment Gateway?

Elevate your business with BankNYOU’s comprehensive tools for online payments, ensuring the best customer experience.
User-Friendly Interface

Navigate our payment gateway effortlessly with a clean and intuitive interface. Whether you’re processing payments online, in-store, or on-the-go, our platform ensures a seamless experience for both merchants and customers.

Quick Setup

Get up and running in no time. Our straightforward setup process allows you to start accepting payments without the need for complex technical knowledge or lengthy integration procedures.

Customizable Solutions

Tailor your payment gateway to fit your business needs. We offer flexible customization options, allowing you to personalize payment forms, branding, and customer interactions to align with your brand identity.

Multi-Channel Capabilities

Seamlessly integrate our payment gateway across multiple sales channels. Whether you operate an eCommerce store, brick-and-mortar shop, or mobile app, our platform supports diverse payment methods and transaction types.

Comprehensive Support

Our dedicated support team is available to assist you 24/7. From initial setup to ongoing technical support, we’re here to ensure that your payment processing runs smoothly and efficiently.

Security and Compliance

Rest assured, your transactions are protected by robust security measures and compliance with industry standards. We prioritize data security to safeguard sensitive information and maintain trust with your customers.

Meet Our Expert Team at BankNyou

At BankNyou, we take pride in our talented team of professionals who are dedicated to revolutionizing the way businesses process payments. Comprising industry experts and passionate individuals, our team is committed to delivering innovative solutions and exceptional service to our clients worldwide.
Expertise
Each member of our team brings a wealth of knowledge and experience in payment processing, technology, customer service, and business strategy. We continuously stay ahead of industry trends to provide cutting-edge solutions that meet the evolving needs of our clients.
Customer Focus

We prioritize customer satisfaction above all else. Whether you’re a startup, small business, or enterprise, our team works tirelessly to understand your unique challenges and deliver personalized solutions that drive growth and success.

Innovation
Innovation is at the heart of everything we do. From developing new features and functionalities to enhancing user experiences, our team is dedicated to pushing the boundaries of payment technology to empower businesses and simplify transactions.
Collaboration
We believe in the power of collaboration. By fostering strong partnerships with our clients and industry stakeholders, we create synergies that lead to mutual success and innovation in the payment ecosystem.
Get Started Today
Discover how our easy-to-use payment gateway can transform your payment processing experience. Contact us now to learn more about our features, customization options, and how we can support your business growth.
Featured Project

Unleashing the Power of Innovation and Creativity.

Digital Branding

Loka Perfume & Co

Client

Brian Imanuel

Date

15 Jan 2024

Location

Jakarta

Budget

$10,000

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Digital Marketing

Compass Shoes

Client

Sophie Lewis

Date

18 Jan 2024

Location

Bandung

Budget

$8,000

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App Development

Digital Dynamics

Client

Brian Imanuel

Date

15 Jan 2024

Location

Jakarta

Budget

$10,000

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SEO

Fresh Bites Catering

Client

Brian Imanuel

Date

15 Jan 2024

Location

Jakarta

Budget

$10,000

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Graphic Design

Harmony Spa & Wellness.

Client

Brian Imanuel

Date

15 Jan 2024

Location

Jakarta

Budget

$10,000

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Digital Branding

Loka Perfume & Co

Client

Brian Imanuel

Date

15 Jan 2024

Location

Jakarta

Budget

$10,000

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F&Q

Most Popular Questions

A payment gateway is a technology that facilitates online transactions by authorizing payments for e-commerce websites, online retailers, and other businesses. It securely transfers information between the customer's payment portal (website, mobile device) and the bank or financial institution.
When a customer makes a purchase online, the payment gateway securely captures and encrypts their credit card or banking information. It then sends this data to the payment processor and the customer's bank to verify the transaction. Once approved, the payment gateway confirms the payment to the merchant.

Payment gateways can be categorized into:

Hosted payment gateways: Redirect customers to an external payment page maintained by the gateway provider.

Integrated payment gateways: Allow customers to complete the payment process without leaving the merchant’s site.

API-only gateways: Provide developers with APIs to integrate payment processing directly into custom applications.

Payment gateways employ various security measures to protect sensitive customer information, such as: Encryption: Data is encrypted during transmission to prevent interception. Tokenization: Replace sensitive card information with a unique identifier (token). PCI DSS compliance: Adherence to Payment Card Industry Data Security Standard ensures secure handling of card information.

Payment gateways typically charge fees for each transaction, which may include:

Transaction fees: A percentage of each transaction’s value.

Fixed fees: A flat fee per transaction.

Monthly fees: Subscription fees for using the gateway's services.

Businesses benefit from payment gateways due to: Enhanced security and fraud protection. Global reach, allowing businesses to accept payments from customers worldwide. Convenience for customers, supporting various payment methods and currencies.

Merchants may encounter challenges such as:

Integration complexity when implementing payment gateways into existing systems.

Transaction fees impacting profit margins, especially for small businesses.

Regulatory compliance requirements, especially concerning data protection laws.

Payment gateways facilitate refunds by processing transactions in reverse, returning funds to the customer's account. Chargebacks, initiated by customers disputing transactions, are managed through the gateway, following guidelines set by card networks.

Emerging trends include:

Mobile payment integration: Supporting payments via smartphones and wearables.

Blockchain technology: Exploring decentralized payment processing options.

Enhanced data analytics: Using transaction data for business insights and personalized customer experiences.

Factors to consider include:

    • Security features and compliance with industry standards.
    • Compatibility with existing e-commerce platforms or systems.
    • Cost structure and transparency of fees.
    • Customer support and reliability of service.

Join Us in Shaping the Future of Payments

Discover the difference that a dedicated and experienced team can make for your business. Contact us today to learn more about our team, our solutions, and how we can support your payment processing needs.

Contact Form

Alternatively, you can fill out our contact form below, and we’ll get back to you as soon as possible.

Testimonial

Client Feedback & Reviews